After you leave your employer
After leaving your employer, you will lose your eligibility for membership in the Health Insurance Association and must join the appropriate medical care insurance program based on your individual circumstances.
- You can remain a member of the Health Insurance Association if you meet certain conditions.
- In some cases, you may continue to receive benefits even after losing your eligibility as an insured person.
You must return any valid documents issued by the Health Insurance Society (e.g., health insurance card [until December 1, 2025], Eligibility Verification Certificate) within five days of your loss of eligibility as an insured person after leaving your employer. Thereafter, you must join the appropriate medical care insurance program based on your individual circumstances.
If you have registered to use a Myna health insurance card, you do not need to register once again upon changing jobs or retirement. However, you must still notify the insurer (health insurance society, mutual aid association, etc.; notify your municipality if you join National Health Insurance).
- * Check with your current insurer if the latest eligibility information is not shown when your Myna health insurance card is scanned.
Medical care insurance available after leaving your employer
After leaving your employer |
Employed elsewhere |
1 Become an insured person under the medical care insurance system of which your new employer is a member.
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Not be employed elsewhere |
2 Become a Voluntarily and Continuously Insured Person under the Health Insurance Society.
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3 Join the National Health Insurance system.
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4 Become a dependent of your spouse or child.
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Remaining a member of the Association
While you will lose your eligibility as an insured person under the health insurance system the day after you leave your employer, a system is available whereby you can remain an insured person under the Health Insurance Association if you meet certain conditions. This is known as the system for Voluntarily and Continuously Insured Persons.
See here for details of the system for Voluntary and Continuously Insured Persons.
*Japanese version only
You can receive benefits even after leaving your employer.
In some cases, persons who have been insured persons continuously for at least one year prior to leaving employment may be eligible to receive Injury and Sickness Allowance, the Childbirth and Childcare Lump-Sum Grant, Maternity Allowance, and funeral expenses, even after losing their eligibility.
However, in such cases, additional benefits will not be paid.
Benefits paid after leaving employment (benefits paid to the insured person only, not to dependents)
Injury and Sickness Allowance
| Conditions for payment: | You must have been receiving, or satisfied the requirements to receive, Injury and Sickness Allowance at the time you left employment and remain unable to work due to treatment of the sickness or injury |
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| Payment period: | For a total of 18 months counted from the payment start date of Injury and Sickness Allowance through the payment period
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- Reference link
Maternity Allowance
| Conditions for payment: | You must have been receiving, or satisfied the requirements to receive, Maternity Allowance at the time you left employment |
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| Payment period: | Until the end of the period for receipt of Maternity Allowance |
- Reference link
Childbirth and Childcare Lump-Sum Grant
| Conditions for payment: | The childbirth must have taken place within six months after loss of eligibility |
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- Reference link
Funeral Expenses/Funeral Costs
| Conditions for payment: |
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- Reference link